經濟師老師如何操作保過

① 涓綰х粡嫻庡笀澶囪冩柟妗堬紝閫氳繃鐜囧備綍鎻愰珮錛

涓庡垵綰х粡嫻庡笀鐩告瘮錛屼腑綰х粡嫻庡笀鑰冭瘯闅懼害鏄鏈夋墍鎻愰珮鐨勶紝瑕佹兂涓嬈￠氳繃鑰冭瘯錛屽湪澶囪冩柟闈涓瀹氳佽茬┒鎶宸у拰絳栫暐錛屼笅闈㈡繁絀虹綉緇欏ぇ瀹跺垎浜鍑犵偣瀛︿範寤鴻錛屽笇鏈涙湁鎵甯鍔┿
涓銆佹姤鐝瀛︿範
瀵逛簬澶ч緞鑰冪敓錛屽囪冧腑綰х粡嫻庡笀寰堢幇瀹炵殑涓涓闂棰樻槸錛氱敱浜庡勾榫勫叧緋伙紝璁板繂鍔涘紑濮嬩笅闄嶃傚逛簬鐭ヨ瘑瀹規槗閬楀繕銆傚洜姝わ紝瀛︿範鍩虹鐭ヨ瘑錛岀ǔ鎵庣ǔ鎵撻潪甯擱噸瑕併傚緩璁鑰冪敓錛
鍙浠ラ夋嫨鎶ョ彮瀛︿範鐨勬柟寮忥紝瀛︿範緇忔祹鐩稿叧鍩虹鐭ヨ瘑鏃訛紝娉ㄩ噸鐞嗚В璁板繂銆傚惉璇劇殑鏃跺欙紝娉ㄦ剰鑰佸笀鎻愬埌鐨勯噸瑕佺煡璇嗙偣錛屽仛濂芥爣璁般傚逛簬鍩虹鍐呭癸紝甯稿洖欏撅紝澶氬琺鍥恆
浜屻佹煡緙鴻ˉ婕
浣滀負鑰冪敓錛屾渶閲嶈佺殑澶嶄範鏍稿績灝辨槸鏌ョ己琛ユ紡銆傚摢閲岀殑鐭ヨ瘑鐐歸仐蹇樹簡瑕佽刀緔цˉ鍥炴潵錛屽崈涓囪佹墧鎺夐偅濂椻滄垜瀛﹁繃錛屾垜鏈夌粡楠屸濈殑鎬濈淮錛屼功榪樻槸瑕佺湅錛屽巻騫寸粡鍏擱樺氬仛鍑犻亶銆傛瘡澶╄姳澶氱偣鏃墮棿鍦ㄥ￠樸佸埛棰樹箣涓婏紝鏈夋晥瑙ｅ喅鐭ヨ瘑鐐硅糠鑼鎰熴
涓夈佹椂闂村畨鎺掑ソ
澶氭暟涓婄彮鏃忚冪敓闄や簡澶囪冨栵紝榪樿侀【鍙婂墮噷鐨勬柟鏂歸潰闈銆傝繖鏃跺欐椂闂寸殑鍚堢悊鍒嗛厤灝辨樉寰楃壒鍒閲嶈佷簡銆傚緩璁鍚勪綅鑰冪敓錛
騫蟲椂澶囪冧腑綰х粡嫻庡笀鑰冭瘯錛岃佸吇鎴愯壇濂界殑瀛︿範涔犳儻銆傛瘮濡傚氭濊冦佸氭葷粨銆佸氬規瘮榪欎簺澶嶄範璇紿嶃傚逛簬涓浜哄︿範鏃墮棿鎻愬墠浣滃ソ瀹夋帓錛屼篃闈炲父閲嶈!
鍥涖佸悎鐞嗗埄鐢ㄥ悇縐嶈祫婧愬︿範
涓瀹氳佸杽浜庡埄鐢ㄦ墜涓鐨勫︿範宸ュ叿錛屼笉瑕佹葷曟暀鏉愶紝鏁欐潗鏄瀹樻柟鐨勶紝瀹冭佺収欏懼箍澶х兢浼楋紝鑰屼釜浜虹殑瀛︿範鏂瑰紡鑲瀹氭槸鑷宸辨懜緔涓嶅嚭鏉ヤ笉涓鏍風殑銆傚仛棰樺彲浠ョ敤棰樺簱錛岃繕鏈夋櫤鑳芥ā鎷熷櫒甯浣犲垎鏋愰敊棰樼巼涓昏侀泦涓鍦ㄥ摢浜涚煡璇嗙偣涓婏紝鐪嬩功灝介噺閫夋嫨妗嗘灦鎬х殑鏂瑰紡瀛︿範錛屾嫀閲嶇偣姣斾綘鑷宸辨壘閲嶉毦鐐硅佸ソ鐢ㄧ殑澶氥

② 2022騫翠腑綰х粡嫻庡笀鑰冭瘯钂欓樻妧宸 絳旈樼樿瘈鏄浠涔

涓綰х粡嫻庡笀鐨2涓鑰冭瘯縐戠洰銆婄粡嫻庡熀紜鐭ヨ瘑銆嬪拰銆婁笓涓氱煡璇嗗拰瀹炲姟銆嬩腑錛屽叡鏈3縐嶉樺瀷錛屽垎鍒鏄鍗曢夈佸氶夊拰妗堜緥鍒嗘瀽錛堜互涓嶅畾欏歸夋嫨褰㈠紡鍛堢幇錛夈傛垜鍦ㄤ笅鏂囨暣鐞嗕簡絳旈樻妧宸э紝甯屾湜瀵逛綘鏈夋墍甯鍔┿

涓綰х粡嫻庡笀鑰冭瘯絳旈樻妧宸

鎺掗櫎娉曪細

鍚屽︿滑鍦ㄧ瓟棰樼殑榪囩▼涓錛屽傛灉閬囧埌絳旀堟ā媯變袱鍙鐨勬儏鍐碉紝鍙浠ラ夋嫨浣跨敤鎺掗櫎娉曪紝鍗沖皢閫夐」閲岄潰鏈夋槑鏄鵑敊璇絳旀堢殑鎴栬呮ｇ『浣嗕笉絎﹀悎棰樻剰鐨勭瓟妗堝強鏃舵帓闄わ紝緙╁皬閫夋嫨絳旀堢殑鑼冨洿錛屾彁楂樼瓟棰樼殑姝ｇ『鐜囥

鍏抽敭璇嶆硶錛

鍦ㄤ腑綰х粡嫻庡笀鑰冭瘯鏃訛紝浼氭湁璁稿氳冮樻槸姣旇緝綆鍗曠殑錛屼負浜嗚妭綰﹀悓瀛︿滑鐨勬椂闂淬佹彁楂樿冭瘯浣滅瓟鐨勬晥鐜囥佹彁楂樺悓瀛︿滑絳旈樼殑姝ｇ『鐜囷紝榪欎釜鏃跺欏氨闇瑕侀噰鐢ㄥ叧閿璇嶆硶銆

涓閬撻夋嫨棰樹細闆嗕腑鑰冨療涓涓鐭ヨ瘑鐐癸紝鍚屽︿滑瑕佺粌涔犵殑灝辨槸鍑嗙『鍦版姄浣忛樺共涓鐨勫叧閿璇嶏紝鍗斥滈樼溂鈥濄傚湪閫夋嫨棰樹腑閫夋嫨鈥滄ｇ『鈥濇垨鈥滈敊璇鈥濈殑榪欑嶅叧閿璇嶄篃鏄鍚屽︿滑鍦ㄤ綔絳旀椂瑕佺壒鍒鐪嬫竻妤氱殑銆

鍙ｈ瘈娉曪細

鍦ㄤ腑綰х粡嫻庡笀鍩虹鐨勬巿璇捐繃紼嬩腑錛屾湁寰堝氳佸笀浼氬湪璇句笂鎬葷粨寰堝氱殑鍙ｈ瘈銆傚湪涓綰х粡嫻庡笀鐨勮冭瘯鏃跺欙紝鍚屽︿滑鍙鑳戒細鏈夊彛璇璁頒綇錛屼絾鏄鐭ヨ瘑鐐瑰繕璁扮殑鎯呭喌銆備絾鏄鍥犱負緇忔祹甯堣冭瘯鍏ㄩ儴閮芥槸閫夋嫨棰橈紝鎵浠ユ湁浜涜冪偣璁頒綇鍙ｈ瘈錛屽悓瀛︿滑鑳介夊嚭姝ｇ『絳旀堝嵆鍙銆

淇濆畧娉曪細

鍦ㄤ腑綰х粡嫻庡笀鑰冭瘯鏃跺欙紝鍚屽︿滑鍙浠ヤ嬌鐢ㄤ繚瀹堟硶銆傝繖涓鏂規硶涓昏侀拡瀵瑰氶夐橈紝鏄鏈夊歸敊鍒嗙殑錛屾湁涓涓閿欒閫夐」灝變笉寰楀垎錛岃屾ｇ『閫夐」姣忎釜鍙寰0.5鍒嗐傛墍浠ュ湪鍋氬氶夐樼殑鏃跺欙紝瑕侀傚綋淇濆畧浣滅瓟錛屽逛簬妯℃１涓ゅ彲鐨勯夐」錛屼笉瑕侀夋嫨錛屼繚璇佸緱鍒嗙殑鏈澶у寲銆備絾鏄鍦ㄤ笉鍚岄樁孌電粌涔犱腑錛岃繕鏄瑕佸ぇ鑳嗛夛紝鍔犳繁閿欓樺嵃璞★紝騫跺洖褰掑埌璁蹭箟鎴栦功鏈銆

涓綰х粡嫻庡笀鑰冭瘯娉ㄦ剰浜嬮」

1銆佽冨墠鎼哄甫濂借韓浠借瘉鍜屽噯鑰冭瘉

鍦ㄨ冭瘯鍓嶏紝澶у跺姟蹇呰佸囬綈鍑嗚冭瘉浠ュ強韜浠借瘉錛岃佺煡閬擄紝鑰冭瘯褰撳ぉ錛岄渶瑕佽冪敓鍑虹ず鍑嗚冭瘉鍙婅韓浠借瘉涓や釜璇佷歡鎵嶈兘鍏佽歌繘鍏ヨ冨満鑰冭瘯錛屽摢鎬曠己灝戝叾涓涓涓璇佷歡閮芥棤娉曞弬鍔犺冭瘯銆

2銆佺『璁ゅソ鏈轟綅鍙

鑰冪敓鍦ㄨ繘鍏ヨ冨満鐨勬椂鍊欙紝涓瀹氳佺湅娓呮氬苟紜璁ゅソ鑷宸辯殑鏈轟綅鍙鳳紝鏈轟綅鍙蜂細涓庡噯鑰冭瘉鍙峰悗涓や綅鏄涓鏍風殑錛屽湪榪涘叆鑰冨満鍓嶏紝鑰冪敓涓瀹氳佹敞鎰忓ソ銆

3銆佺啛鎮夋満鑰冩搷浣

瀵逛簬涓嶇啛鎮夎＄畻鏈烘搷浣滅殑鑰冪敓錛屽緩璁澶у跺湪涓綰х粡嫻庡笀鑰冨墠錛屽簲澶氱粌涔犲硅＄畻鏈虹殑鎿嶄綔錛屾帉鎻＄浉搴旀搷浣滄妧宸э紝閬垮厤涓鴻冭瘯甯︽潵涓嶅繀瑕佺殑楹葷儲銆